"I want to have kids, but I'm concerned because they're so expensive." I've heard versions of this statement many times over the years, and for good reason. It's no surprise that financial concerns are one reason many couples hesitate to have children. Citing the high cost of children and the personal sacrifices involved, many couples opt to wait many years to have children or forgo having kids altogether. This is me. I wanted children, but never thought I was ready, includin
